Islamic insurance in Tunisia: fiction or reality?
DOI:
https://doi.org/10.24297/jssr.v5i1.6645Keywords:
Takaful, Islamic insurance, consumer attitudeAbstract
The paper tests the effects of attitude, subjective norm and the quality of information about Islamic insurance demand. Inspired by the theory of reasoned action (TRA), this study proposes a model to examine the factors in the Islamic context of the application of insurance. The model is tested using data from a survey of 100 respondents. The results suggest that attitude, subjective norm and the quality of information available should be considered essential in determining the demand for Islamic insurance factors. The results of this study highlight the level of consumer acceptance of Islamic insurance. It also provides valuable information for operators to manage Takaful Islamic insurance services effectively.
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References
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14. Ramayah, T., Ahmad, N. H, Halim, H.A, Mohamed-Zainal, S.R. & Lo, M.C. 2010. Discriminant analysis: An illustrated example. African Journal of Business Management 4: 1654-1667
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16. Ramayah., T., Mohd-Nasurdin, A., Noor, M.N. & Sin, Q.B. 2004. The relationships between belief, attitude, subjective norm and behaviour towards infant food formula selection: The views of the Malaysian mothers. GadjahMada International Journal of Business 6(3): 405-418
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19. Yan, A.W., Md-Nor, K., Abu-Shanab, E. &Sutanonpaiboon, J. 2009. Factors that affect mobile telephone users to use mobile payment solution. International Journal of Economics and Management 3(1): 37-49.
20. Zainuddin, Y., Noresma, J. &Ramayah, T. 2004. Perception of Islamic banking: Does it differ among users and non-users. JurnalManajemendanBisnis 6(2): 135-149
2. Ab-Rahman.A, Ali. N, Che-Seman.A. & Wan-Ahmad, W.M. 2008. Comparative study between auto takaful and auto insurance purchasing behaviour among Malaysian undergraduates. JurnalSyariah 16(1): 75-88.
3. Ajzen, I. &Fishbein, M. 1980. Understanding Attitude and Predicting Social Behavior. Englewood Cliffs, NJ: Prentice-Hall.
4. Alam, S.S. &Sayuti, N.M. 2011. Applying the theory of planned behaviour (TPB) in halal food purchasing. International Journal of Commerce and Management 21(1): 8-20.
5. Bidin, Z., Md-Idris, K. &Mohd-Shamsudin, F. 2009. Predicting compliance intention on zakah on employment income in Malaysia: An application of reasoned action theory. JurnalPengurusan 28: 85-102
6. Fishbein, M. &Ajzen, I. 1975. Belief, Attitude, Intention and Behavior: An Introduction to Theory and Research. Reading, MA: Addison-Wesley
7. Gopi, M. &Ramayah, T. 2007. Applicability of theory of planned behavior in predicting intention to trade online: Some evidence from a developing country. International Journal of Emerging Markets 2(4): 348-360
8. Ha, C.L. 1998. The theory of reasoned action applied to brand loyalty. Journal of Product & Brand Management 7(1): 51-61
9. HanudinAmin . An Analysis on Islamic Insurance Participation .JurnalPengurusan 34(2012) 11 – 20
10. Md. Saad et al. (2007): Proceedings of the Sarawak International Library Conference 2007, Kuching: PersatuanPustakawan Malaysia (editor)
11. Md-Taib, F., Ramayah, T. & Abdul-Razak, D. 2008. Factor influencing intention to use diminishing partnership home financing. International Journal of Islamic and Middle Eastern Finance and Management 1(3): 235-248.
12. Pikkarainen, T., Pikkarainen, K., Karjaluoto, H. &Pahnila, S. 2004. Consumer acceptance of online banking: An extension of the technology acceptance model. Internet Research 14: 224-235.
13. Ramayah, T. &Mohd-Suki, N. 2006. Intention to use mobile PC among MBA students: Implications for technology integration in the learning curriculum. UNITAR e-Journal 1(2): 1-10.
14. Ramayah, T., Ahmad, N. H, Halim, H.A, Mohamed-Zainal, S.R. & Lo, M.C. 2010. Discriminant analysis: An illustrated example. African Journal of Business Management 4: 1654-1667
15. Ramayah, T., Roubah, K., Gopi, M. & Rangel G.J. 2009. A decomposed theory of reasoned action to explain intention to use Internet stock trading among Malaysian investors. Computers in Human Behavior 25: 1222-1230.
16. Ramayah., T., Mohd-Nasurdin, A., Noor, M.N. & Sin, Q.B. 2004. The relationships between belief, attitude, subjective norm and behaviour towards infant food formula selection: The views of the Malaysian mothers. GadjahMada International Journal of Business 6(3): 405-418
17. Sathye, M. 1999. Adoption of internet banking by Australian consumers: An empirical investigation. International Journal of Bank Marketing 17(7): 324-334.
18. Singhapakdi. A, Vitell. S.J.J, Rallapalli, K.C. & Kraft, K. 1996. The perceived role of ethics and social responsibility: A scale development. Journal of Business Ethics 15(11): 1131-1141.
19. Yan, A.W., Md-Nor, K., Abu-Shanab, E. &Sutanonpaiboon, J. 2009. Factors that affect mobile telephone users to use mobile payment solution. International Journal of Economics and Management 3(1): 37-49.
20. Zainuddin, Y., Noresma, J. &Ramayah, T. 2004. Perception of Islamic banking: Does it differ among users and non-users. JurnalManajemendanBisnis 6(2): 135-149
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Published
2014-08-15
How to Cite
gouider, J. jebeniani, & gafsi, N. (2014). Islamic insurance in Tunisia: fiction or reality?. JOURNAL OF SOCIAL SCIENCE RESEARCH, 5(1), 639–648. https://doi.org/10.24297/jssr.v5i1.6645
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