Impact of Micro Credit on a Household level in Shikarpur District: An Econometric Analysis


  • Muhammad SalehMemon
  • Prof. Fayyaz Mahmood Saudi Industrial Development Fund, Ministry of Petroleum, Industries, and mining, Riyadh, Saudi Arabia.
  • Dr.Nadeem Bhatti Training Consultant Human Resource Department Saudi Industrial Development Fund Saudi Arabia
  • Faiz Muhammad Shaikh Assistant Professor SZABAC-Dokri-Larkana-Sindh
  • Dr. Abdullah Sethar D.V.M., M. Sc (Honors) from Pakistan and Ph.D from England, UK.Deputy Project Director, Sindh Agricultural Growth Project ( Livestock Component) World Bank Assisted, Government of Sindh, Hyderabad-Sindh
  • Dr.Muhammd Ali Bhatti Assistant Professor IBA-Sukkur



Micro Credit, Household, and Shikarpur District.


The current research investigates the Impact of Micro Credit on a household level An Econometric Analysis. Data were collected from 200 respondents from Shikarpur District. A structural questionnaire was developed for the reliability and validity of the data. It was revealed that Micro credit has positive impact on the living standard and diet intake of the in different villages of Shikarpur District. It was further revealed that household hardly meets calories requirements leaving the other basic needs. It is revealed that micro-credit is not enough to reduce the poverty in rural Pakistan. So, it needs further concrete measures to alleviate the poverty. It was further revealed that it was found that social networks played an important part in helping clients escape from poverty. Access to social networks provided clients with a defense against having to sell physical and human assets and so protected household assets. It was further revealed that early marriage has likewise results for the youthful posterity, as immature ladies have higher newborn child death rates. It ought to likewise be specified that the more youthful the lady of the hour, the lower the share, which supports early relational unions. Despite what might be expected, virgin young ladies are viewed as money related resource as far as endowment. Most of the early marriage girls when they will reach in the age of 40 they have 8 to 10 childrens.


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How to Cite

SalehMemon, M., Mahmood, P. F., Bhatti, D., Muhammad Shaikh, F., Sethar, D. A., & Ali Bhatti, D. (2016). Impact of Micro Credit on a Household level in Shikarpur District: An Econometric Analysis. INTERNATIONAL JOURNAL OF MANAGEMENT &Amp; INFORMATION TECHNOLOGY, 11(4), 2949–2953.




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