Nasieku, Tabitha, and Rosemary Wanjiku Ngugi. “Credit Information Sharing and Credit Risk Reduction in Kenya Commercial Banks”. JOURNAL OF SOCIAL SCIENCE RESEARCH 10, no. 1 (January 8, 2016): 1941–1949. Accessed April 20, 2024. https://rajpub.com/index.php/jssr/article/view/4680.