Mwau Mulwa, J. “Moderating Effect of Firm Characteristics in the Financing Diversification Performance Nexus Among Credit Unions in Kakamega County, Kenya”. INTERNATIONAL JOURNAL OF MANAGEMENT &Amp; INFORMATION TECHNOLOGY, vol. 11, no. 5, Oct. 2016, pp. 2988-93, doi:10.24297/ijmit.v11i5.4698.