M. SalehMemon, P. F. Mahmood, D. Bhatti, F. Muhammad Shaikh, D. A. Sethar, and D. Ali Bhatti, “Impact of Micro Credit on a Household level in Shikarpur District: An Econometric Analysis”, IJMIT, vol. 11, no. 4, pp. 2949–2953, Aug. 2016.