Kingwara, R., Bett, F. and Bosire, M. (2017) “EFFECTS OF UNSECURED PERSONAL LOANS ON HOUSEHOLD FINANCIAL HEALTH OF PRIMARY SCHOOL TEACHERS IN EMINING DIVISION, BARINGO COUNTY, KENYA”, INTERNATIONAL JOURNAL OF MANAGEMENT & INFORMATION TECHNOLOGY, 12(1), pp. 3153–3158. doi: 10.24297/ijmit.v12i1.6311.