Ghahramani, S., Rezvani, M. and Rahnavard, F. 2015. NEW SERVICE DEVELOPMENT AND ITS FINANCIAL PERFORMANCE IN IRAN BANKING INDUSTRY. INTERNATIONAL JOURNAL OF MANAGEMENT & INFORMATION TECHNOLOGY. 10, 5 (Jan. 2015), 2177–2188. DOI:https://doi.org/10.24297/ijmit.v10i5.621.